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Choosing the Right Financial Professional
Money makes the world go around; a statement that holds true no matter what way you look at it. In life and for businesses, money is the...
Derrick Spearman
Sep 2, 20204 min read
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Could Taking Early FERS Retirement Cost Benefits?
Although taking retirement early may sound appealing to many people, doing so could end up being detrimental to your retirement income...
Derrick Spearman
Sep 2, 20202 min read
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FEGLI – The Good, the Bad, and the Just Plain Ugly
As an employee of the Federal Government, you likely have access to life insurance coverage through the Federal Employees' Group Life...
Derrick Spearman
Sep 2, 20202 min read
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How Women Can Maximize Social Security Benefits
The lifespan of women, which is perceived to be longer than men’s, has been identified as one of the reasons why it is tough for them to...
Derrick Spearman
Sep 2, 20203 min read
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What Are Your TSP Options with Phased Retirement?
In allowing Federal Employees Retirement System (FERS) employees to participate in the phased retirement program, certain requirements...
Derrick Spearman
Sep 2, 20202 min read
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Survivor Options for Married Federal Spouses
Newly Married Couple ca. 2003 When thinking about Federal Employees' Retirement System survivor's benefits (SSB), many people will...
Derrick Spearman
Sep 2, 20202 min read
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Costs of Waiting to Buy Back Military Benefits
If you are a federal employee who has also had military service, then a military “buy back” towards your federal retirement benefits may...
Derrick Spearman
Sep 2, 20202 min read
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How Your Benefits Are Affected After Annulment, Divorce, or Separation
With federal employment, the benefits you receive can be a fantastic motive to keep working hard and progressing up the ladder. However,...
Derrick Spearman
Sep 2, 20204 min read
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The Main Risks of the TSP G Fund
If we were to compare all the US Treasury investment opportunities, it would not take long to point towards the TSP G Fund as one of the...
Derrick Spearman
Sep 2, 20205 min read
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Retirement & Life Insurance
Upon retirement, you will need to settle on a few choices about coverage for life and medical insurance, especially if you are enlisted...
Derrick Spearman
Sep 2, 20203 min read
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What Happens When You Do Not Have Enough Saved for Retirement
Everyone is aging, and this is the one process that cannot be changed or reversed. Change is inevitable, coming up more rapidly than we...
Derrick Spearman
Sep 2, 20204 min read
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